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Receiving an Offer You may receive an offer letter from the company that is trying to collect the debt. You may want to look into what they are offering you. Many times they offer very good deals for people who are not able to pay off the debt. This will help you save money and get the creditors to stop calling you. This also allows you a little bit of time to come up with the money that they are asking for. The offer letter usually gives you a time frame that you have to work with this allows you some time to gather the information you need and call them to negotiate all of your options that are available at that time.
Then in the "Expectations" column write down the salary you want. Do that with each category so that you have a concise view of how the job offer letter compares to your expectations. 3. Focus on the things you want most. I m a proponent of win-win negotiation and I believe that to succeed at negotiating a job offer letter you need to be ready to make some compromises. Don t try to have everything your way. Decide which elements of the job offer letter are most important to you and put forth your counteroffer on those items in clear terms. But it s important to remember that there are some things you may want that they may not be able to offer because of company policies.
Make sure that you stand by whatever you write and you leave no doubt. This will let the creditor know that you mean business. Ultimately this might be the difference in them pushing you around and you having the leverage when it comes time to negotiate. If you don t have a firm hold on these skills then it s best to enlist the help of a settlement firm. Debt settlement is a process through which consumers negotiate with creditors or with collection agencies and insists them to reschedule there debts and interest rates as its becoming impossible for them to repay the current debt amount with current high interest rates.